Job Summary

• Global Subsidiaries  Relationship Manager (GS RM) is responsible for working with the RAM ( Regional Account Management)  / GAM ( Group Account Management) to deliver the SCB network to our clients.
• GS RM is accountable for revenues, profitability and risk acceptance (AML, CDD and Credit) of the client entities / buying centre they cover at a country level.
• GS RM is responsible for executing Account Plans of the client entities they cover, establishing and maintaining an end to end understanding of the client entities and client needs and steering the client relationship along with RAM.
• GS RM facilitates collaborative working across the Bank by working  closely with the RAM, GAM, Industry and product partners to provide holistic and well-designed solutions to the client
• Lead the profitable origination and client relationship management for a portfolio of Global Subsidiaries Clients by delivering the SCB network including setting completing account plans for entities covered.
• Develop and maintain a deep understanding of clients’ business needs, footprint, buying centers and decision making process.
• Partner with the broader coverage team of RMs, industry and product specialists to deliver
  • Holistic and well-designed solutions across our full range of products to clients
  • Overall client profitability, in particular the cross-sell commitments made as part of the Account Planning and deal approval processes
• Active engagement with senior executives within clients entities.
• Maintain a strong working relationship with Risk, Legal and Compliance and other key stakeholders

Key responsibilities

Strategy*

• Work with the RAM / GAM / RMs on the development and implementation of the client strategy for the designated portfolio as identified through the Account Planning process
• Accountability for delivering financial performance objectives (revenues, costs.....) and  for all other objectives for the management and development of client relationships, specifically compliance (AML, CDD) and credit risk.

Business*

• Actively identify client needs across full set of product capabilities, originate new business and grow the franchise by capitalising on bank competitive attributes. Selectively developing new relationships where required.
• Engage key decision makers in clients’s regional and local buying centres to improve the quality of dialogue. Anticipate clients’ needs and provide strategic advice, bringing in the relevant product and industry partners as appropriate.
• Maximise the profitable revenue to the Bank whilst maintaining focus on client outcomes, strengthening and deepening existing relationships both at the most senior level as well as at the operating level in the clients in the designated portfolio.
• Bring strategic thought and vision as to how the corporate landscape is changing and where areas of growth lie relevant to the client portfolio.
• Stay abreast and anticipate the developments of the Industries / Markets in which our clients operate

Processes*

Proactively manage the designated client portfolio to ensure:

• Close ties exist with key stakeholders eg. Financial Markets, Transaction Banking, Corporate Finance Risk, compliance, Country CEOs, Service Delivery, etc.
• Risks are appropriately identified and managed.
• The client portfolio is managed in compliance with the regulatory environment, keeping up to date with applicable changes and Group policies with ability to contribute to policy formulation
• Key regulatory risks and concerns are raised into the governance framework throughout the Global Subsidiaries team
• All sales disciplines are adhered in accordance with CIB standards ie Account Planning, Call Reports, Deal Pipeline Management, static data management as applicable for the role.
• Develop opportunities through attendance at key Industry events as necessary.

Risk Management

• Take the initiative regarding regulatory, reputational and ethical matters, taking the initiative for providing proactive advice to clients as identified.
• Ensure that key regulatory risks and concerns are raised into the governance framework throughout the CCIB teams
• Embed the Group’s values and code of conduct and develop a robust culture to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among team members.
• Ensure that Risk Management matters that are brought to the job holder’s attention are subject to direct remedial action and/or ensure adequate escalation to Country GS Head and Group/governance committees, as appropriate
• Sub USD5mn Account Management: If portfolio has sub-$5m accounts that are credit graded CG12-14, then actively manage these accounts to maximise recoveries and minimise losses for the bank. Ensure relevant systems and controls follow Group policies and procedures. The role needs to be performed as per agreed in the Role & Responsibilities document.

Governance*

• Responsible for assessing the effectiveness of the Group’s arrangements to deliver effective governance, oversight and controls in the portfolio and, if necessary, oversee changes in these areas
• Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.

Regulatory & Business Conduct*

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Our Ideal Candidate

• Bachelor degree in Banking or Finance preferred. 
• Ideally 10+ years experience in banking or other relevant environment
• Risk & AML certified as stipulated by Bank policy
• Languages: Fluency in English is a must, Vietnamese is preferred, and Korean / Japanese or Chinese languages skills are a plus.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.