We are seeking a Director, Credit Analyst, BBD to join our Credit Analysts team at Standard Chartered Bank in New York. The successful candidate will be working with the Head of FI Credit Analysts, Americas as well as other team members to drive origination, develop strong client relationships and be seen as an expert in Credit Analysis area by internal and external stakeholders.
The candidate will need to be able to act as a primary analyst for assigned accounts and secondary analyst for remaining accounts in the Banks and Broker/Dealers FI segment. Responsible for the front-to-end BCA process of assigned accounts as primary analyst by performing independent, forward looking credit analysis of current and prospective clients and act as a secondary analyst as needed. The successful candidate will further plan and conduct the overall credit process for assigned primary accounts with respect to assessments of risks, credit papers, assignment and monitoring of limits, credit grades, as well as proactive monitoring of credit events.
We appreciate self-driven candidates who will be working closely with the wider Credit Analysis team, coverage and product partners to develop an understanding of the competitive landscape and identify prospective partners who can address customer needs and accelerate growth. We believe that a willingness to acquire new skills will contribute to success in this role.
Take personal responsibility for execution of complex transactions or managing complex relationships with assigned names.
Participate regularly in account planning sessions to ensure familiarity with customer business.
Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM
Contribute to the excess report process, including, but not limited to proposing limit increases or reducing exposures and promptly addressing queries.
Participate regularly in account planning sessions to ensure familiarity with customer business.
Visit/meet customers to conduct credit due diligence of new customers with credit lines as part of the onboarding credit review process. Conduct enhanced credit due diligence in order to achieve clear understanding of credit risks associated with new transactions. Prepare call reports on credit/risk related discussion
Propose and assist with negotiation of credit terms for ISDA/CSA agreements through preparation of Credit Term Sheets (CTS).
Cultivate and maintain close relationships with stakeholders in FIR/Funds Risk, Legal, and Middle Office.
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Expected annual base pay range for the role is 148,000 USD to 195,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers