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1. CREDIT ACQUISITION
· Lead the Team Members with a focus on originating deals, exceeding clients’ expectations and overall growth.
· Work within the confines of the Risk Management framework.
2. ACCOUNT PROFITABILITY
· Maximize earnings potential and revenue of relationships.
· Review and monitor revenue performance.
· Multiple products sold to clients.
3. CLIENT RELATIONSHIP MANAGEMENT
· Support, identify, solicit and establish a high value client base for the bank.
· Ultimate ownership of customer relationship and customer interface.
· Activate opportunities and risk criteria.
· Manage proactively a portfolio of corporate accounts by monitoring the status and credit risk of each account.
· Internal coordination/liaison with service delivery centres / HQ departments to maximize process efficiency and customer satisfaction.
4. SERVICE MANAGEMENT
· Ensure promptness and quality of credit processing.
· Monitor overdue accounts and undertake prompt measures to prevent deterioration to NPL.
· Provide customer level information to relevant parties within the Bank.
· Facilitate the drawdown of facilities.
5. STAFF DEVELOPMENT
· Mentor and coach to Junior Relationship Manager.
· When and where necessary, to guide and advise the RMof his portfolio management
6. COMPLIANCE TO REGULATORY AND BANK’S POLICIES AND PROCEDURES
· To comply with regulatory and Bank’s internal policies and procedures and provide feedback to ensure better efficiency.
· Ensure that client instructions are duly effected by applying all standard checks and controls, coordinating with other departments including Operations/Finance/ Compliance.
· Accurately assess the risk profile, suitability and appropriateness of clients when marketing products and services by maintaining an accurate and up to date call report.
· To manage the application of AML/CFT internal programs and procedures including proper maintenance of records and to report suspicious transactions.
Apply regulatory requirements such as KYC, AML/CFT and procedures at all times.