Job Description Summary:

Are you an aspiring accounting professional looking to kickstart your career in a dynamic environment? Look no further! Ryt Bank is seeking a talented Junior Finance Specialist to join our finance team. As a Junior Finance Specialist, you will play a crucial role in supporting the accuracy, integrity, and compliance of financial reporting. If you possess strong accounting knowledge, excellent interpersonal skills, and a passion for learning and growth, we want to hear from you! Take the first step in your career and apply today.

Financial Control & Compliance:

• Assist in ensuring compliance with banking regulations, financial policies and procedures, and financial reporting standards.
• Support the implementation and maintenance of internal controls to mitigate financial and operational risks.
• Collaborate with product, technology, and finance teams to help set up financial structures for new digital banking products.
• Assist in defining and implementing financial reporting frameworks for new banking products.
• Ensure proper accounting treatment, cost allocation, and revenue recognition for newly launched services.
• Support the integration of new payment systems, fintech partnerships, and transaction reconciliation processes.
• Assist in preparing required documentation and responding to audit inquiries during internal and external audits.

Financial Reporting & Analysis:

• Help prepare accurate and timely financial reports, including monthly, quarterly, and annual financial statements.
• Assist in performing month-end closing tasks (including preparation of manual journals, asset register, notes to accounts & reconciliations).
• Analyze financial data to identify trends, variances, and areas for improvement.
• Ensure compliance with accounting standards (IFRS/MFRS) and the bank's policies and procedures.

Process Optimization & Technology Integration:

• Leverage automation and digital tools to enhance financial reporting efficiency.
• Support the optimization of financial processes for digital transactions, payment processing, and reconciliation.
• Collaborate with cross-functional teams to optimize financial workflows and systems.

Stakeholder Collaboration:

• Work closely with finance, risk, compliance, and IT teams to enhance financial transparency.
• Assist senior management in strategic decision-making through financial analysis.
• Be adaptable and capable of handling ad-hoc financial tasks as needed.

Requirements:

Education & Experience:

• Bachelor’s degree in accounting or MICPA, ACCA, CPA, or its equivalent.
• 0-2 years of working experience in an accounting-related field. Experience in a Big 4 accounting firm or banking sector is a plus.
• Experience in supporting financial operations for new digital banking products is a plus.

Soft Skills:

• Collaboration & Communication – Excellent interpersonal and communication skills to work effectively across cultures.
• Analytical & Detail-Oriented – Result-driven mindset with strong logical thinking, organization skills, and attention to accuracy.
• Adaptability & Multitasking – Flexible, thrives in dynamic environments, and can manage multiple tasks in a fast-paced digital banking setting.

Technical Skills:

• Proficiency in ERP systems (e.g., Workday).
• Advanced Excel skills are required, and experience with financial analytics tools is a plus.