Details of the Division and Team:

Deutsche Bank Japan follows a group-integrated risk management approach within the independent Chief Risk Office function, which includes Credit Risk Management (CRM). The Credit Risk Management team in Tokyo manages a portfolio of counterparties across corporate, financial institutions, real estate and leveraged lending risks. The team also maintains a local Risk Management Framework, reviews local policies and procedures and supports governance by participating in  various management committees and councils. In addition, the team takes care of regulatory reporting duties and participates in internal and external audits.

The Head of CRM Japan now looks to fill the position of an Assistant Vice President with an experienced, well versed and communicative personality that can support the established high credit and risk culture standards.

What we will offer you:   

A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Corporate Group Insurance – premium borne by company
• Annual health checkup – cost borne by company (once a year; conditions apply)
• Flexible Work Arrangements – various ways to work, to fit employees’ needs
• Child care and elderly care benefits – corporate discount through designated child care & elderly care vendors
• EAP – free and confidential counseling, online work-life resources
• Employee networks – Diversity, volunteering, sports, family care - various activities to participate
• Special leaves entitlement

Your key responsibilities:

Manage a dedicated portfolio of Corporate and FI counterparties. This role will review credit proposals, write credit reports, recommend and (after an appropriate time and formal award of credit authority) approve transactions, and negotiate credit related documentation.  Products covered include the full spectrum of commercial banking facilities (committed loans, trade finance) and capital markets products including FX, commodity, interest rate and equity derivatives.

• Monitor target markets and undertake due-diligence calls and visits
• Responsibility for managing a portfolio of circa 40-50 credit groups (Corporate, FI, Real Estate and Leveraged Lending)
• Support business by providing trade & structuring solutions
• Ensure portfolio quality and documentation standards are maintained
• Develop and adhere to counterparty- as well as industry risk strategies
• Contribute to improvements in CRM processes with an aim to raise efficiency
• Support internal and external audit inquiries, meetings and procedures
• Support the development of local entity specific risk management framework, policies and procedure documents
• Ability to engage with business and help/ guide their transactions/ structures such that they conform to the banks risk appetite
• Able to manage transactions independently, identify key risks in more complex and structured transactions and provide recommendations to senior management in the context of bank’s risk appetite & ‘risk versus reward’
• Familiarity with providing standalone ratings for counterparties or structured trades
• Present factual information in a structured, clear, confident and concise way
• Support the development of junior team members and new joiners
• Be a role model in risk culture and conduct
• High self-motivation and hungry to learn

Your skills and experience:

• Minimum 5 years of credit risk experience and a broad product knowhow, especially in derivatives, preferably within an investment banking environment
• Experience in structuring complex transactions and understanding complex risk, potentially gained by involvement in leveraged and structured transactions, real estate or distressed products
• Experience in distressed debt, restructuring and work-out situations
• Experience with documentation and good knowledge of principal risk mitigating documentation techniques
• Excellent interpersonal skills and the ability to relate to people at all levels
• Experience in leading transactions up to decision making level and decide within own authority
• Team player attitude, motivational skills
• Japanese native, to analyze local language financial disclosure and credit documentation
• At least an Undergraduate Degree and formal credit training, potentially CFA
• Strong written and verbal English skills

How we’ll support you:  

• Flexible working to assist you balance your personal priorities
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
• Training and development to help you excel in your career

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

Deutsche Bank & Diversity

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.