Job Title: Product Owner, VP

Location: Pune, India

Role Description

• This is an exciting opportunity for a confident and highly experienced individual to join the Credit Risk Technology team and utilize their business knowledge and leaderships skills in a highly visible domain level role as a Product owner. The role requires in-depth experience on Credit Risk specifically credit risk lifecycle, delivering on the Regulatory Demand and working on Bank-wide programs with Front Office, Finance, and other areas of Risk.
• This opportunity offers and provides exposure in the Product Owner and Management space. Embrace and propagate product mindset by actively working with other Product Owners. Define and Communicate Product Vision and roadmap in partnership with stakeholders and engineering. Ensure Product changes align with Business Strategy and Vision. Define and govern the end-to-end delivery in Agile Framework across Credit risk Domain where you would be driving agile ceremonies linking to Backlog Refinements, Demos, Review and Planning.  You will manage and drive the adoption of recognized best practices, tools and policy ensuring that a robust and maintainable solution is implemented.  Work alongside Senior Business Owners, Credit Officers, Analysts & IT stakeholders to ensure that the applicable stream of work is progressing to plan across different credit risk functions and dependencies that are identified are managed, provide guidance by example and act as the senior escalation point Program and Business Outcome.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Develop, Create, and communicate Product Vision and Roadmap with the Business Owners, Delivery Teams & Solution/System Architects
• Manage and prioritize backlog and ensure value delivery is embedded in Agile Planning and delivery via prioritized features and enablers.
• Continuously refine Product Backlog, re-prioritise basis criticality, cost and value.
• Develop as an SME and primary point of contact liaison with all relevant stakeholders in Business and Engineering, giving them timely, transparent, and metric driven updates.
• Develop and provide strategic business solutions under Credit Risk Domain to Business Problems, Efficiency gains, Regulatory Findings and Front to Back Integrations.
• Be responsible for Product Health in Credit Risk domain, continuously monitor against the Health Metrics.
• Be responsible for Product Quality through compliance of UX, Architecture & Business process and the SDLC cycle and release to production. Provide input into Release Notes clearly articulating Business Value/Outcomes
• Ensure adherence to both the Bank’s and domain’s testing standards with focus on achieving further efficiencies and benefits through automated testing.
• Provide management, leadership, and technical/domain guidance to teams across multiple locations and senior escalation point for all stakeholders.
• Participate in the end-to-end development cycle working closely with squad teams following BDD development model.

Your skills and experience

Technical / Domain Skills

• 10+ years’ experience as Product Owner and Product management in an agile environment
• 5+ years’ experience working in Financial Services or consultancy, ideally in Risk Domain
• Strong stakeholder management skills and the ability to communicate at all levels of seniority with proven experience in successfully driving roadmaps and delivery of large-scale Regulatory, Risk, Data or Transformation Programs
• Experience working in Technology or Change for the large Investment Banks dealing with Banking Products, Data and Systems.
• Proven experience and evidencing prioritization techniques, refinement, grooming and challenges with the Backlog management.
• Knowledge and experience of Risk or Finance domain. Good to have experience in any phase of Credit Risk Lifecycle such as Limit Management, Rating Methodologies, Monitoring, Reporting, Recovery Management.
• Exposure to Credit Risk Measures such as PD, LGD, EAD, EL, RWA etc and their underlying calculations / methodology
• Additional advantage would be knowledge of Pricing/Valuations across multiple asset classes including Traded Derivatives, Banking Book Securitization etc and prevalent Risk regulations such as BASEL & ECB IRBA guidelines
• Experience with Agile Testing & Engineering techniques (e.g. BDD) would be a plus
• Experience in writing simple SQL queries for data analysis would be a plus
• Good to have knowledge on Data Analytical tools of Tableau, Qlik.

Soft Skills

• Agile & Product mindset
• Strong Analytical skills
• Ability to work in virtual teams and in matrix organizations
• Strong communication skills, both written and verbal
• Evidence of Team Player, Mentoring or driving Team objectives

Education/ Qualifications

• B.E/ BTech or Degree in Computer Science/ Information Technology
• Recognized Degree in Finance and Risk Domain e.g. MBA, B.COM
• Good to have: FRM/CFA Certified Professional
• Good to have: Product owner/Product Manager/ Business Analyst Certifications from recognized institutes/ courses.

How we’ll support you

• Training and development to help you excel in your career.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.