Job Title: Business Management Specialist - CLP

Location: Mumbai, India

Corporate Title: AVP

Role Description

Business Management is responsible for strategy and planning to align business operations with the bank's mission and goals. Work includes:

• Delivering and improving the functions performed by the Business Management community
• Researching and analysing industry and competitive trends to identify emerging market opportunities and strategic areas of interest
• Identifying and prioritising improvement opportunities and supporting the implementation of discreet sub-units, be they products, desks, infrastructure or control areas of activity or a geographical region
• Developing complex forecasting models, budgets, resource allocation and plans for projects
• Utilizing  comprehensive knowledge of company's internal operations to develop forward-looking focus for business
• Synthesizing and collating business insights for specific divisional stakeholders and supporting the improvement of policies, processes and procedures to deliver consistent and reliable products / services
• Engaging with relevant internal and external stakeholders to deliver the best value for functions / units
• Building relationships with external points of contact (e.g. regulators, auditors, etc.) and industry bodies

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Bring and utilize solid knowledge of the main IFRS 9 model features i.e. EL, PD , LGD, collateral, Stage triggers, etc. to be able to analyze CLP fluctuations within both homogeneous & nonhomogeneous portfolios and identify underlying drivers.
• Develop solutions to provide strategic advice and guidance to support the execution of product business strategy, mitigation of risks and achievement of the business objectives.
• Perform impact analysis on any new model risk tool/report being implemented.
• Support timely and high-quality submission of CLP reports.
• Cater to ad hoc management requests on CLP reporting and analysis.
• Participate in various projects / forums.
• Produce ideas to automate or streamline existing processes.
• Be able to undertake analytical work within a dynamic work environment.
• Ensure clear and well-structured communication with internal and external stakeholders.
• Positive “solution based” work ethic.

Your skills and experience

• 8-12 years of banking experience
• Working knowledge of IFRS 9 model is required
• Working knowledge of Credit Risk Management (Basel requirements, regulatory guidelines related to credit risk metrics e.g. RWA, Leverage) would be beneficial
• Experience in building reports and data analysis
• Solid reconciliation experience with strong quantitative analysis skills
• Ability to develop and enhance relationships with stakeholders
• Strong written and verbal communication skills

Education

• Graduation/Post Graduation

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.