The Commercial Property Sr. Underwriter will demonstrate significant technical analysis and underwriting acumen combined with marketing and sales skills to meet production underwriting goals. This position will be a primary contributor to the development and production of a profitable portfolio, a key member of a high performing team, and overall underwriting and execution for AIG.  This position will maintain strong broker and client relationships and be responsible for a sub-set of the overall profitability of the business. Candidates are expected to work effectively in a team environment in addition to working independently to manage a profitable book of new and renewal business.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

• This role will focus on underwriting new and renewal business to help drive the profitable growth of our Property department.

• You will be responsible for assessing the desirability of risk through regular contact with brokers, close co-ordination with AIG subject matter experts and robust reviews of claims history and general company information.  

• Your relationships with brokers will be key to your success. You will need to provide excellent service to brokers through a consistent, timely, and proactive approach to underwriting. You will also aim to generate new business by expanding your broker network, attending broker events, and building new relationships across the market – in line with a sales plan established with your manager.

• Another key aspect of the role is the provision of accurate monthly management information including submissions, bind rate, average premium, and total premium.

What you need to know:

• Contribute to the strategic development of our Property Multinational portfolio.

• Develop and lead broker relationships establishing accretive pipelines, and for cross selling opportunities across the AIG network.

• Work cross functionally with other areas in AIG to achieve corporate objectives.

• Work within agreed decision-making standards, limitations, authorities and underwriting guidelines.

• Working collaboratively in a team environment including development and training of junior staff

• Achieve satisfactory ratings on all underwriting quality reviews.

• Ensure all corporate service standards are maintained to both brokers & internal colleagues.

• Ability to prioritize workload and to use own initiative for both internal and external issues.

• Maintain and develop strong broker and client relationships.

• Support the culture of continuous improvement in all areas including improving processes to make the business more efficient and creating an environment where people are encouraged to take initiative and responsibility.

• Identify and develop client focused products and strategies.

• Reinsurance capabilities and solutions driven

What you’ll need to succeed

• Relevant and extensive Underwriting experience in Property.

• Strong technical insurance knowledge, with particular focus on the international market. Terrorism underwriting experience is an advantage, as well as experience in Multinational accounts.

• Engineering degree (or equivalent) preferred, Law or Business Administration.

• Fluent English skills (written & spoken).

• The ability to analyze financial statements.

• Strong communication, networking and relationship building skills (with brokers and clients), including delivery of presentations to all levels of stakeholders, including claims and distribution (both broker and client engagement).

• Good organizational and time management skills.

• Customer and Sales orientated behaviors: motivated, tenacious, focused, technically skilled, proactive, and accountable.

• Strong negotiation skills in a competitive business environment.

This Underwriter role will be an ideal next step in your career if you already have some relevant experience in insurance – or this could be your entry into underwriting if you have transferable skills.

We are an Equal Opportunity Employer

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, colour, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

Ready to apply? We would love to hear from you.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.  

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