Strategy To give a common platform and standardize the AML/CDD system in SME globally for better AML risk management going forward.
Business • Review and check for completeness of CDD information and supporting documentation for approval • End to End ownership of Request for Information (RFI) cases and pro-actively manage the progress to completion status. • Act as the focal point for CDD information clarification among RM, customers, CDD operations and Compliance. Client contact for RFI is needed, especially for clients not managed by RM. • Reduce the RM involvement on non-client contact step, if applicable in operational components of the CDD process as much as possible • Comply with regulatory, Group and the Bank’s requirements for CDD review • Participate in CDD related process reviews for individual clients with an aim to comply with regulatory or policy changes, as well as to improve customer experience and service turnaround time • Performing research, assess in strict compliance with all internal and external Know Your Customer regulations and policies with ongoing review • Protect the Bank's reputation by knowing the customer, monitoring suspicious behaviour, and taking appropriate action in compliance with established policy and guideline • Follow and comply with AML/CDD policies and procedures on CDD review of a full range of financial products which including cash management, trade, treasury, investment, insurance, loan etc. To comply with regulated activities of Relevant Individuals under SFO and Technical Representative under HKFI where applicable
Processes
People & Talent • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. • Bachelor’s Degree holder with good English reading, writing and speaking abilities. • Strong analytical skills and the ability to analyse information from multiple sources, and use it to form well-reasoned, coherent and evidenced recommendations. • An inquisitive mind that will ask the right questions to fully understand the risk posed in each individual case. • Good knowledge of banking products and support structures strong written and verbal communication skills; general operational knowledge. • Good knowledge of regulations relating to Financial Crime Risk, as well as knowledge of the HKMA regulations and legislation on AML/CTF and sanctions will be an advantage. • Capability to manage multiple tasks, be client centric, mindful on repeated reviews and able to balance between AML risk and client concern when performing the RFI • Fluent Cantonese speaking. Oral English communication is required
Risk Management • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Money Laundering Prevention: Responsible for Anti-Money Laundering & Sanctions. Responsibilities also include the reporting of any suspicious transactions. • Ensures that appropriate internal controls are implemented.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct. • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. • Lead the [country / business unit / function/[team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
Key stakeholders
• HK spoke • Business • FCSO/FCC
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