About our Cash Operations Team

Cash Operations is of huge strategic importance to the Bank, ensuring the success of Transaction Banking and assisting in daily operations to ensure processes and standards are consistently met. Roles in Cash Operations gives you huge learning opportunities across numerous markets and business areas, meaning you can choose to upskill, reskill, or deepen and specialise your existing knowledge. The wealth of career development options makes the Cash Operations team a great place for self motivated, client focussed individuals to start their career with us.

About our Technology and Operations Team

Our Technology & Operations (T&O) team is the powerhouse for the Bank. We aim to go further, faster, to ensure we're agile and ready for tomorrow, today. Our diverse network enables us to innovate and build banking solutions that support communities to prosper. We're a place where talented people are encouraged to grow, learn, and thrive, to drive their own career journeys, to reach their full potential. When you work with us, you’re protecting the reputation and legacy of a 170 year organisation and building on it. We’re driven by progress and continuously evolving to ensure we’re agile and ready for tomorrow, today

Job Summary

Responsible for governance for payments, collections and clearing products
Responsible to globally drive ‘Digitization and Efficiency’ agenda for payments, collections and clearing
Responsible for defining operating model for Cash Management Operations
Drive transformation initiatives for SCB to be ‘Top-tier’ bank in Cash Management

Key Responsibilities

Act as Agile Product Owner for a given SWIFT / Payments module, responsible for managing product backlog & sprint deliverables. Define Epics and User stories. Validate and accept delivered product.
To support migration to ISO20022 and development of native payment processing capability
Support in interpretation and mapping of CBPR+ and HVPS recommendations
Mapping of messages from transparency and reconciliation perspective
Interacting with the technical teams to ensure that the requirements are clear and well understood
Be the bridge between business / operations and project team during all phases of SDLC
Review test strategy and test cases and provide constructive feedback to enhance quality of UAT.

Skills and Experience

High level of Subject Matter Expertise in Cash Management products – viz. Payments, SWIFT, ISO standards – CBPR+ , HVPS, Domestic Clearing framework
Strong Techno-functional expertise
Strong Data and Analytical skills
Strong understanding of operations management, operational risk, process management, product / business risks
Very good understanding of clearing mechanism, settlement risks, counter-party risks,
Good understanding of technology with its impact on product functioning and operational controls.
Good grasp over of key developments in Global Cash Management space , trends and developments
Ability to drive change and transformation
Though leadership in Cash Management
Understanding of Agile practices
Good communication skills

Qualifications

Candidate should have experience of working as a Solution lead / Product Owner in a Payment / SWIFT Application / Transformation projects
Strong understanding of banking products, processes and banking systems
Experience on industry payment formats ISO20022, SWIFT MT and MX standards and domestic payment schemas.
Exposure to Payments Hub, Clearing and Settlement, Automated clearing house programs
Experience in designing User interface, Reporting tool would you be an added advantage.
9-13 years of relevant experience in banking and/ or technology industry.
Proven ability to take a step back and look at the macro view to connect the dots between requirements
Strong analytical skills with the ability to deep dive to drive solutions
Strong stakeholder management skills in engaging senior stakeholders
Experience in working as Product Owner for Payments module is expected

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.