For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division.

Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.  

Regulation, Compliance and Anti-Financial Crime (AFC) protect the integrity and reputation of Deutsche Bank. They manage the Bank’s risks and help to avoid unintentional rule breaches and conflicts of interest. At the same time, they also advise on ethical conduct, governance issues and keep our organisation up-to-date on regulatory and political challenges.

AFC's Vision and Mission:AFC vision is to 'Proactively protect our clients, our bank, and our society from financial crime risk'.AFC mission is to 'Continually enhance an effective, efficient, and sustainable financial crime control framework.

Job Summary:

As an AVP level Business Anti Financial Crime (BLAFC) Officer at DBZ you will be responsible for monitoring, advising, policy writing, and project work related to anti-financial crime activities within the corporate banking sector. Your role will involve ensuring compliance with relevant regulations, minimizing financial risks, and maintaining the integrity of the bank's operations. Fluency in both German and English languages is required.

Responsibilities

• Member of the DBZ BLAFC team - based in Zurich.
• Main focus on the CB/IB Business (in particular, Corporate Bank).
• Review and complete AFC escalations in relation to high-risk customers, to assess financial crime risks applying a risk-based approach, in accordance with local regulations and DB policy
• Identify and escalate any identified sanctions or corruption concerns.
• Conduct regular monitoring of transactions, customer activities, and internal processes to detect and prevent potential money laundering, fraud, terrorist financing, and other financial crimes.
• Further develop, review, and update the AML transaction monitoring tool (Actimize) in close collaboration with the headquarter in Frankfurt.
• Analyse alerts, investigate suspicious activities, and escalate any identified risks or concerns to the appropriate authorities.
• Provide advice to the business and other infrastructure functions in presence of identified negative information.
• Advise internal clients on the implication of future business strategies, on AML risk issues as they apply to products and services, customer onboarding, customer account closures and the application of AML Policy
• Collaborate with client facing teams to collect required legal documents and associated information to comply with regulatory requirements and internal policies and ensure high quality and timely completion of all client-level due diligence obligations.
• Provide AML guidance to the First Line of Defence on financial crime through the course of day-to-day business.
• Represent the local AML Team at various DB Committees/Forums with particular reference to AML and Know Your Client development.
• Ensure policies are effectively communicated, understood, and adhered to by all relevant employees.
• Participate in AFC-related projects, including system enhancements, process improvements, and regulatory change initiatives.
• Collaborate with cross-functional teams to ensure AFC requirements are integrated into new products, services, and systems.
• Contribute to project planning, risk assessments, testing.
• Escalate relevant matters within the AFC organisation.
• Identify and escalate any identified sanctions or corruption concerns.

Skills

• Degree in business administration or equivalent, law or a successfully completed finance apprenticeship with relevant professional qualification.
• At least 5 years of relevant professional experience in a comparable position in the areas of (AFC, Compliance, Internal Audit or Legal) in the financial services industry
• Strong analytical skills and attention to detail
• AML, S&E, Anti-Bribery and Anti-Fraud knowledge
• Previous experience working in the financial services industry.
• Knowledge of AML monitoring tool Actimize would be an advantage.
• An understanding of the legal and compliance issues of complex banking organisations
• Ability to work under pressure and within tight deadlines with no loss of accuracy.
• Flexibility to adapt to changing priorities to meet organizational and business needs.
• Strong interpersonal skills to enable the building of strong, open dialogue-based relationships with relevant stakeholder.
• Fluent in English and German language
• Working knowledge of MS Office Programs

You will be:

• Managing your day-to-day tasks independently and take full responsibility and ownership thereof.
• Able to independently determine when to consult a team member or escalate an issue to the AFC Head
• Ability to advise management and business, with a high level of knowledge and deliver advice that will be respected and valued.
• Excellent time management skills and ability to deliver on time.
• Excellent communication skills and strong willingness to teamwork in an international team.

Our cultural aspiration is to be ‘empowered to excel together every day’. This means we strive for the highest standards of integrity, are accountable while learning from mistakes, promote speaking up and constructively challenge each other to further innovation. Seeking out conversations, proactively embracing change, new facts and different perspectives helps our talented and diverse teams to work in partnership across the globe and drive business results.

We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, be liefs and generations and are committed to providing a positive and fair working environment free from harassment, discrimination and retaliation.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.