Key Responsibilities

Our Standard Chartered UAE local graduate programme provides opportunities to move straight into a full – time role. We offer a wide range of entry level positions across the UAE support functions for individuals who know that they want to kick start their careers in the financial services industry.

You will follow a tailored training and development plan and will be supported and encouraged along the way through buddy and mentoring schemes and have the opportunity to network with our senior management team. 

All graduates participating in the programme will have the opportunity to deploy into a permanent role within our Support Functions following rotation completion. 

Areas include: Risk, Legal, Audit ,Compliance 

Business

• The UAE support functions comprise of a number of teams who support the front – line business to effectively and efficiently service the client. All employees are risk managers and take responsibility for the risks in their areas of work. This is the first line of defence. The second is the Risk and Conduct, Financial Crime and Compliance (RCFCC) function. Standard Chartered Bank believes a healthy risk culture is one that identifies current and future risks effectively, discusses them openly and take prompt actions. 
• Working with the teams across the bank to take a constructive approach to providing oversight, challenge, and make clear decisions in a timely manner. Nurturing a diverse and inclusive working environment where colleagues are accountable, open to challenge and feel safe using their judgement to make considered decisions. Focus is on mapping to future success, breaking down silos and building out diversity to drive better insights and decision making. 
• Analyse comprehensive impact of financial crime related regulatory matters on the relevant business areas and their operations. 
• Support relevant stakeholders to make decisions based on current and possible future policies, practices, and trends. 
• Keep track, of and provide advise to relevant stakeholders on the interpretation and applications of regulatory expectations, laws, best practices and policies related to CFCC. 

Processes

• Demonstrate awareness and understanding of the wider business, economic and market environment in which the Group Operates. 
• Deliver on assigned tasks and projects 
• Ensure adherence to all internal and external regulations 
• Ensure adherence with the obligations to prevent money laundering under the Group Policy and Standards and under local laws and regulations. 
• Contribute towards highlighting any need to update procedures and controls as a result changes in products, systems, policy or regulations

People & Talent 

• Lead through example and build the appropriate culture and values, set appropriate tone and expectations amongst colleagues and work in collaboration with risk and control partners
• Ensure active communications of priorities and progress to the business to foster engagement, awareness and motivation
• Contribute to continuous process improvement and sharing best practice

Risk Management

• Understand technical aspects of systems relevant to CDD, Client Risk Assessments, Name and Transaction Screening, AML Monitoring and Case Management, as and when appropriate
• Apply Group and CFCC policies and processes (AML surveillance, client screening, risk assessment) to manage risks
• Understand risks arising from products / segments / geographies / customers / transactions
• Inform senior management and relevant regulators of serious regulatory breaches (or where risk tolerances have been breached) and ensure that actions are taken quickly to remediate and/or activities are ceased
• Help identify intelligence for typology studies and risk mitigation plans
• Learn to map risks, quantify the potential impact and escalate where necessary.
• Help advise relevant stakeholders on outcomes of AML / Sanctions /ABC risks identification and assessment methodologies
• Adherence to all Group Policies and relevant legislation covering credit, operaionsl, reputational risk among others

Governance 

•  Assist in the collation, analysis and interpretation of data in reports to supervisors and senior management, including any relevant governance/risk committees as appropriate
• Help design and maintain dashboards and metrics that allow FCC to dynamically monitor financial crime risk and operational performance for key FCC processes, as appropriate or as directed
• Awareness and understanding of the regulatory framework in which the Group Operates, and the regulatory requirements and expectations relevant to the role
• Willingness to ‘Speakup” in the event of any realised or perceived breach of group conduct rules or laws by collegues
• Willingness to wrok with any local regulators in an open and cooperative manner

Regulatory & Business Conduct 

• Display exemplary conduct and live by the Group’s Values and Code of Conduct
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Support the CCIB team to achieve the outcomes set out in the Bank’s Conduct Principles : Fair Outcomes for clients; Effective Financial Markets; Financial Crime Compliance; The right Environment
• Local regulator prescribed responsibilities

Role requirements :

• Have graduated within the past 2 years with a bachelor's degree or higher or will graduate before Sept 2025
• Be a UAE National with the family book
• Be fluent in English and Arabic
• GPA of 2.8 or equivalent grade

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.